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Introduction

Description: Immerse yourself in the charming narrative of "The Boy Who Broke the Bank" by Ruskin Bond. Set in the quaint town of Pipalnagar, the story unfolds around Nathu, a disgruntled sweeper boy at the local bank owned by Seth Govind Ram. As the tale progresses, a chain of events is set into motion, revealing the unexpected financial crisis looming over Pipalnagar Bank.

Nathu's discontent with delayed wages and the bank's precarious situation become catalysts for a series of comical and dramatic incidents. The narrative takes an intriguing turn when news of the bank's impending collapse spreads like wildfire through the bustling bazaar, creating chaos and panic among the townsfolk.

The story introduces a cast of lively characters, including Mrs. Srivastava and Mrs. Bhushan, whose encounters and conversations contribute to the unfolding drama. As rumours and speculations about Seth Govind Ram's whereabouts circulate, the townspeople find themselves caught in a frenzy, with some attempting to secure their savings while others engage in wild theories.

The climax of the story unfolds when the bank, unable to meet the demands of the anxious crowd, faces a riotous situation. The townspeople, in a desperate attempt to reclaim their money, resort to extreme measures, culminating in an unexpected twist that leaves both the characters and readers astonished.

"The Boy Who Broke the Bank" is a delightful tale that seamlessly blends humour, suspense, and the unpredictability of human nature. Ruskin Bond's narrative prowess brings the charming town of Pipalnagar to life, offering readers a captivating glimpse into the intricacies of small-town life and the repercussions of financial turmoil.

the Pipalnagar market place

the Pipalnagar market place

Image by Alessio Soggetti

Summary of This Story

Nathu, a sweeper boy, works in the Pipalnagar Bank owned by Seth Govind Ram. He is disgruntled because he has not received his pay for over a month and is determined to leave as soon as he receives it. Sitaram, the washerman’s son, hears Nathu's complaint and offers to help him find a new job. Mrs Srivastava, a customer at the bank, hears about Nathu's plight and offers him a job.

Mrs Srivastava and her friend Mrs Bhushan are chatting at the Pipalnagar bazaar when Mrs Bhushan mentions the news of the bank not being able to pay its employees. Mr Bhushan, who is nearby, tells the owner of the photographic shop, Kamal Kishore, about the news. Kamal Kishore's neighbour has an account in the bank, so he calls out to warn him to withdraw his money. The news quickly spreads through the bazaar with the speed of a forest fire and old Ganpat, the beggar, who has a thousand rupees in savings, runs to the bank to withdraw his money.

Men stand in groups at street corners discussing the situation and speculating on the reasons for the crash. By noon, the bank has gone through all its ready cash and the crowd of people outside demands their money. The manager stands at the door and tries to placate them, but they become more agitated and a brick is thrown through the plate glass window of the bank.

The next morning Nathu arrives to sweep the steps and Sitaram tells him that the bank is going out of business. Nathu sits down on the highest step and wonders how this could have happened.

The news of the impending collapse of the Pipalnagar Bank quickly spreads throughout the town. People rush to the bank to withdraw their money, and the crowd outside grows increasingly agitated. The manager tries to placate them, but to no avail. A brick is thrown through the plate glass window, and the bank is quickly drained of the last of its ready cash.

 

Nathu, the sweeper boy, arrives in the morning to find the steps littered with broken glass and refuse. He is shocked by what has transpired and is determined to receive his pay before leaving the bank. Fortunately, Sitaram, the washerman’s son, had told Mrs Srivastava about Nathu’s plight and she had offered him a job at her home.

 

Nathu is left with a feeling of bewilderment as he sits on the steps and ponders how the bank could have come to such a state. He is left wondering what will happen to the bank and its employees now that the Seth has fled and the bank is on the brink of collapse.

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Analytical Summary of "The Boy Who Broke the Bank" by Ruskin Bond

Introduction

"The Boy Who Broke the Bank" is a short story by Ruskin Bond that explores themes of rumor, panic, and the impact of misinformation in a small town. The narrative focuses on how a casual complaint by a sweeper boy, Nathu, spirals out of control, leading to a bank run and widespread panic in the town of Pipalnagar.

Plot Summary

  • Initial Complaint: The story begins with Nathu, the sweeper of the Pipalnagar Bank, grumbling about not receiving his salary on time. He expresses his frustration to Sitaram, the washerman’s son, who is making his delivery rounds.

  • Spreading the News: Sitaram casually mentions Nathu’s complaint to a customer, Mrs. Srivastava, who needs a sweeper. She, in turn, shares this information with her friend, Mrs. Bhushan, while shopping in the marketplace.

  • Rumour Escalation: Mrs. Bhushan speculates about the bank's financial health and shares her concerns with her husband. Kamal Kishore, the owner of a photographic shop, overhears the conversation and spreads the rumour further, causing more alarm.

  • Panic and Chaos: The rumour spreads like wildfire through the bazaar. People rush to withdraw their money from the bank, believing it is about to collapse. The bank manager is overwhelmed by the sudden demand and unable to reassure the crowd, leading to chaos and property damage.

  • Resolution: The next morning, Nathu arrives at the bank to find it in disarray. Unaware of the panic his complaint had caused, he is puzzled by the sudden turn of events and continues to worry about getting his overdue salary.

Analysis

  • Theme of Misinformation: The story highlights how a simple complaint can escalate into a full-blown crisis through the spread of misinformation. Nathu’s frustration about his unpaid salary snowballs into a widespread belief that the bank is bankrupt.

  • Social Commentary: Bond comments on the nature of small-town life, where news travels fast and is often exaggerated. The rapid dissemination of the rumor reflects the close-knit yet volatile nature of the community.

  • Character Reactions: The characters’ reactions are exaggerated and based on speculation rather than facts. This underscores the human tendency to panic and make irrational decisions when faced with Uncertainty.

    • Nathu: Represents the discontented worker, whose minor grievance inadvertently triggers a major incident.

    • Sitaram: Acts as an unwitting catalyst, passing along information without considering its potential impact.

    • Mrs. Srivastava and Mrs. Bhushan: Exemplify how gossip can distort facts and lead to unfounded conclusions.

    • Kamal Kishore and Deep Chand: Illustrate how rumors can provoke immediate and sometimes harmful reactions.

    • Bank Manager: Symbolizes the difficulty of controlling a situation once misinformation spreads.

Literary Devices

  • Irony: There is a strong sense of irony in the story. The title itself is ironic, as it is not a boy who deliberately breaks the bank, but a series of adult misinterpretations and overreactions.

  • Humour: Bond uses humour to depict the absurdity of the situation. Characters' exaggerated responses and the swift spread of the rumour add a comedic element to the story.

  • Symbolism: The bank represents stability and trust in the community. Its supposed collapse symbolizes the fragility of these constructs in the face of unverified information.

Conclusion

Ruskin Bond's "The Boy Who Broke the Bank" is a poignant and humorous exploration of how rumors can create panic and chaos. The story serves as a cautionary tale about the power of words and the importance of verifying information before reacting. Through its vivid characters and fast-paced narrative, the story captures the dynamics of a small town and the potential consequences of unchecked gossip.

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Difficult Words and Their Meanings

1. grumbled - complained in a low or muttering voice.

2. hoisted - lift or raise something to a higher position.

3. plodded - walk slowly and heavily.

4. farsightedness - the ability to think and plan for the future.

5. squatting - sitting on one's heels with the body resting on the ground.

6. hoard - a large quantity of something stored up.

7. frenzy - a state of wild excitement or uncontrolled emotion.

8. mischief-makers - someone who causes trouble or trouble making.

9. aggravated - make a situation or feeling worse.

10. flung - throw something with force.

11. hurled - throw something with great force.

12. gesture - a movement of part of the body, especially a hand or the head, to express an idea or meaning.

13. remained - to stay in the same place or situation.

14. fled - to run away quickly.

15. congratulating - expressing praise or approval.

16. aggravating - making a situation or feeling worse.

17. placate - cause someone to be less angry or hostile.

18. dilemma - a situation in which a difficult choice has to be made.

19. persuade - to make someone do something by giving them a good reason.

20. inevitable - certain to happen and unable to be avoided.

21. mischievous - playful and slightly bad behavior.

22. palpable - easily noticed or understood.

23. hastily - done quickly and without proper thought.

24. resorted - to turn to somebody or something for help or advice.

25. cower - to crouch or shrink away in fear.

26. dismay - an unpleasant feeling of fear or worry.

27. indulged - to allow somebody to do or have what they want.

28. speculated - to consider something in a thoughtful way.

29. ample - enough or more than enough.

30. flurry - a brief period of increased activity or excitement.

31. beeline - a straight line or route to a destination.

32. confidence - a feeling of self-assurance arising from one's appreciation of one's own abilities or qualities.

33. impending - about to happen.

34. bellowed - to shout loudly and angrily.

35. harassed - to cause persistent or continued trouble or anxiety to.

36. exhausted - to use up completely the physical or mental strength of.

37. circulated - to spread widely or to move in a circular direction.

38. hoisted - lift or raise something to a higher position.

39. determined - having made a firm decision.

40. contemplated - to look thoughtfully for a long time at something.

Image by Bryan Garces

Multiple Choice Questions (MCQs) for "The Boy Who Broke the Bank"

1.  What is Nathu's occupation at the beginning of the story?

a.   Shopkeeper

b.  Sweeper

c.   Tailor

d.  Farmer

 

2.  Who owns the Pipalnagar Bank?

a.   Mrs. Srivastava

b.  Seth Govind Ram

c.   Mr. Bhushan

d.  Kamal Kishore

 

3.  What does Nathu complain about while sweeping the bank steps?

a.   Late payment of salary

b.  Lack of work

c.   Excessive workload

d.  Broken broom

 

4.  Who suggests a job opportunity to Nathu?

a.   Mrs. Srivastava

b.  Sitaram

c.   Mrs. Bhushan

d.  Deep Chand

 

5.  Where does Mrs. Srivastava go for her customary tour in the marketplace?

a.   Cloth shops

b.  Grocery stores

c.   Flower stalls

d.  Shoe shops

 

6.  What shocking news does Mrs. Srivastava share with Mrs. Bhushan?

a.   A flood in Pipalnagar

b.  The bank's refusal to pay employees

c.   A fire in the marketplace

d.  A drought in the region

 

7.  Where is Seth Govind Ram holidaying when the crisis at the bank unfolds?

a.   Kashmir

b.  Pipalnagar

c.   A hill station

d.  A foreign country

 

8.  How does the news about the bank's collapse spread through the town?

a.   Telephone calls

b.  Town crier

c.   Social media

d.  Word of mouth

 

9.  What is Ganpat's unusual reaction upon hearing about the bank's collapse?

a.   He laughs

b.  He cries

c.   He runs

d.  He hides

 

10.  What does the elderly gentleman do upon learning that Seth Govind Ram has left town?

a.   Calls the police

b.  Warns the bank manager

c.   Rushes to withdraw money

d.  Organizes a town meeting

 

11.  How does Deep Chand react to the news of the bank collapse?

a.   Laughs it off

b.  Closes his shop

c.   Withdraws money

d.  Ignores it

 

12.  What does the manager suggest as a solution to the crowd gathered outside the bank?

a.   Wait until the next day

b.  Request more funds from Seth Govind Ram

c.   Call the police

d.  Distribute the available money to everyone

 

13.  What do the townspeople demand when the bank cannot meet their immediate needs?

a.   Interest rates

b.  Job opportunities

c.   Withdrawal of money

d.  Explanation from Seth Govind Ram

 

14.  What item is thrown through the bank window by an angry crowd member?

a.   Brick

b.  Coin

c.   Flowerpot

d.  Paper plane

 

15.  Who arrives the next morning to find the bank steps in disarray?

a.   Mrs. Srivastava

b.  Nathu

c.   Deep Chand

d.  Sitaram

 

16.  What news does the washerman's boy share with Nathu the next day?

a.   The bank is thriving

b.  Nathu is getting a promotion

c.   The bank is going out of business

d.  Seth Govind Ram is returning

 

17.  What surprising behavior does Ganpat exhibit upon hearing about the bank's troubles?

a.   Dancing

b.  Running

c.   Flying

d.  Hiding

 

18.  How does the story describe the spread of news about the bank's collapse?

a.   Like a slow river

b.  Like a forest fire

c.   Like a gentle breeze

d.  Like a secret whisper

 

19.  What does the manager urge the crowd to do during the crisis?

a.   Riot

b.  Go home and return the next day

c.   Break into the bank

d.  Seek legal action

 

20.  How does the story characterize the town of Pipalnagar during the bank crisis?

a.   Calm and collected

b.  Chaotic and panicked

c.   Indifferent and apathetic

d.  Joyful and celebratory

Image by Shapelined

The characters mentioned in the story

Nathu is the sweeper boy at the Pipalnagar Bank owned by Seth Govind Ram. He is angry and frustrated at not being paid and is determined to leave the bank as soon as he gets his money.

 

Sitaram is the washerman’s son who passes by Nathu as he is sweeping the steps of the bank. He offers Nathu his support and promises him to look out for jobs that might suit him.

 

Mrs Srivastava is a customer at the Pipalnagar Bank who needs a sweeper. She is willing to hire Nathu from the next month.

 

Mrs Bhushan is a friend of Mrs Srivastava who is sheltering from the heat under a tamarind tree in the Pipalnagar marketplace. She is shocked to hear of the bank’s imminent collapse.

 

Kamal Kishore is the owner of the photographic shop who is alerted to the news of the bank’s impending collapse.

 

Deep Chand is the keeper of the barber shop next door to Kamal Kishore’s shop. He is startled by the news of the bank’s collapse and is warned to get his money out as soon as possible.

 

Old Ganpat is the beggar who has been squatting on the pavement for years. He is shocked to hear of the bank’s collapse and surprisingly manages to run to the bank to get his savings of one thousand rupees.

 

Seth Govind Ram is the owner of the Pipalnagar Bank. He is on holiday in Kashmir and is unaware of the impending collapse of his bank.

 

​​

The Manager of the Pipalnagar Bank is faced with a dilemma when the bank runs out of ready cash. He tries to placate the crowd outside the bank and urges them to go home and come back the next day.

Nathu
Sitaram is  an Indian washerman of 18 years old.
Mrs Srivastava is an middle aged I ndian lady.
Mrs Bhushan
Kamal Kishore
Deep Chand is the keeper of the Indian village  barber shop. He is middle aged.
Old Ganpat is an Indian beggar who has been squatting on the pavement for years.
Seth Govind Ram
The Manager of the Pipalnagar Bank . A young energetic man. Well dressed.
Image by Fabrizio Conti

Questions from the story by Ruskin Bond

1. Who is Nathu?

2. What was Sitaram doing when he passed by Nathu?

3. What job did Mrs Srivastava need a sweeper for?

4. What did Mrs Bhushan and Mrs Srivastava discuss under the tamarind tree?

5. How did the news of the bank's impending collapse spread throughout the bazaar?

6. Who was the first one to take action and rush to the bank?

7. What did the elderly gentleman do when he heard the news?

8. What was the reaction of the people when told to return the next day for their money?

9. How did Nathu react when he saw the bank the next morning?

10. What was Sitaram's message to Nathu?

11. What did Mrs Bhushan find when she was looking for her husband?

12. Where was Seth Govind Ram when the news of the bank's collapse spread?

13. Who was the first one to hear the news?

14. What did the manager of the bank tell the crowd?

15. How did the crowd react?

16. What did Nathu do when he heard the news of the bank's collapse?

17. What did Deep Chand do when he heard the news?

18. What was the cause of the bank's impending collapse?

19. What did the people of Pipalnagar do when they heard the news?

20. How did the mischievous people in the crowd aggravate the situation?

21. What did the manager do when the people demanded their money?

22. What did Nathu do when he arrived at the bank the next morning?

23. Who was the last one to hear the news of the bank's collapse?

24. What did Old Ganpat do when he heard the news of the bank's collapse?

25. Where was Seth Govind Ram when the news broke out?

26. What did the elderly gentleman do when he heard the news?

27. How did the news spread so quickly?

28. What did Mrs Bhushan and Mrs Srivastava discuss under the tamarind tree?

29. What did Nathu complain about when Sitaram passed by?

30. What did the manager do to try and placate the crowd?

Answer to the questions:

1. Nathu is a sweeper boy employed by the Pipalnagar Bank.

2. Sitaram was on a delivery round and had a bundle of freshly pressed clothes balanced on his head.

3. Mrs Srivastava needed a sweeper for her home.

4. Mrs Bhushan and Mrs Srivastava discussed the shade, texture and design of a sample of cloth Mrs Bhushan was going to buy.

5. The news of the bank's impending collapse spread through the bazaar with the rapidity of a forest fire.

6. The first one to take action and rush to the bank was Old Ganpat, the beggar, who had a thousand rupees in savings.

7. The elderly gentleman dialled Seth Govind Ram's number, then rushed back to the barber's shop and told Deep Chand that the Seth had fled the country.

8. The people were not happy when they were told to return the next day and they began chanting, “Give us our money or we’ll break in!”

9. Nathu reacted with horror and disgust when he saw the refuse and the broken glass and the stones cluttering the steps of the bank.

10. Sitaram's message to Nathu was to take up a new job from the first of next month since the bank was going out of business.

11. Mrs Bhushan found her husband, Mr Bhushan, sitting in front of Kamal Kishore's photographic shop, talking to the owner.

12. Seth Govind Ram was holidaying in Kashmir when the news of the bank's collapse spread.

13. The first one to hear the news of the bank's collapse was Mrs Bhushan.

14. The manager of the bank told the crowd that the bank had plenty of money but no immediate means of collecting it, and urged them to go home and come back the next day.

15. The crowd reacted angrily and threw bricks through the plate glass window of the Pipalnagar Bank.

16. When Nathu heard the news of the bank's collapse, he went back to sweeping the steps, muttering to himself.

17. When Deep Chand heard the news, he was so startled that his hand shook and he nicked his customer's right ear.

18. The cause of the bank's impending collapse was its inability to pay its employees and the sudden flight of its owner, Seth Govind Ram.

19. The people of Pipalnagar gathered outside the bank, shouting and demanding their money, and some even boasted of their farsightedness.

20. The mischievous people in the crowd aggravated the situation by joining the crowd and chanting for their money.

21. The manager stood at the door and tried to placate the crowd by declaring that the bank had plenty of money but no immediate means of collecting it.

22. When Nathu arrived at the bank the next morning, he saw the refuse and the broken glass and the stones cluttering the steps and started sweeping the steps again.

23. The last one to hear the news of the bank's collapse was the elderly gentleman who was being shaved in the barber's shop.

24. When Old Ganpat heard the news of the bank's collapse, he astonished everyone by leaping to his feet and actually running at top speed in the direction of the bank.

25. Seth Govind Ram was on a houseboat in Kashmir when the news of the bank's collapse spread.

26. The elderly gentleman dialled Seth Govind Ram's number, then rushed back to the barber's shop and told Deep Chand that the Seth had fled the country.

27. The news spread through the bazaar with the rapidity of a forest fire and was passed on by customers, the betel-seller, the tailor, the free vendor, the jeweller and the beggar.

28. Mrs Bhushan and Mrs Srivastava discussed the shade, texture and design of a sample of cloth Mrs Bhushan was going to buy.

29. Nathu was complaining about not being paid his regular pay and not being given an extra two rupees a month.

30. The manager tried to placate the crowd by declaring that the bank had plenty of money but no immediate means of collecting it, and urged them to go home and come back the next day.

Image by Annie Spratt

Answers MCQs

  1. b. Sweeper

  2. b. Seth Govind Ram

  3. a. Late payment of salary

  4. b. Sitaram

  5. a. Cloth shops

  6. b. The bank's refusal to pay employees

  7. a. Kashmir

  8. d. Word of mouth

  9. c. He runs

  10. c. Rushes to withdraw money

  11. c. Withdraws money

  12. a. Wait until the next day

  13. c. Withdrawal of money

  14. a. Brick

  15. b. Nathu

  16. c. The bank is going out of business

  17. b. Running

  18. b. Like a forest fire

  19. b. Go home and return the next day

  20. b. Chaotic and panicked

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